Showing posts with label Budget. Show all posts
Showing posts with label Budget. Show all posts

Friday, January 1, 2016

My Realistic New Year's Resolutions

     Before the ball drops in Times Square, we have our New Year's resolutions figured out. We toast to a prosperous year ahead and have every intention of following through on our resolutions.

     And it works....for about three months. It's easy to get sidetracked from our goals by stress, boredom and a really good plate of pasta marinara. Over the years, I've learned not to make such stringent resolutions for myself. What's the point? I know I'm going to break them anyway, since I'm as easily distracted as a six-year-old in the toy aisle at Target.

     When I was in my early twenties, it was simple to make a bucket list of things I wanted to do for the coming year. Hop on a plane to Paris, explore the Greek islands, or run with the bulls in Pamplona, Spain. Now that I've hit my middle-age years, I'd be lucky to run with the llamas in Bolivia.

     My expectations are lower these days, freeing me from the guilt trips I faced when I broke my resolutions early in the new year. I know what I'd like to see happen in the coming year, but I'm a realist, and frankly, if I can get through the next twelve months without breaking any bones or needing cholesterol medication, I'd call the year a success.


 Lose Weight
     Resolution: I'm going to lose these extra pounds that have inflated my waistline like the Goodyear Blimp. I'll just cut back on portion size, skip the carmel lattes and eat more leafy greens.
     Reality: Is that a bag of Doritoes?

Exercise More
     Resolution: I'll join a gym so that I can be in shape for swimsuit season. Working out with weights every day will get rid of my underarm wing flaps so that I'm no longer mistaken for a sugar glider.
     Reality: I haven't been to the gym in three months because I'm too damn busy. I have dirty laundry piled higher than the Sierra Nevada Mountain Range, and there's a colony of dust bunnies breeding under my couch. I'm terminally tired and easily swayed by the sweet siren song of my memory foam mattress. I'll go to the gym tomorrow, I promise.....

Save Money
     Resolution: I need to put more money into my retirement fund. Winnebagos aren't cheap.
     Reality: My appliances have different plans for me this year. With a weeping toilet, an ornery washing machine, and a dishwasher that gave up the ghost two days ago, the only recreational vehicle  I'll be driving after retirement is a Vespa.

Drink Less
     Resolution: It's bad enough that my brain isn't as sharp as it used to be when I was in my twenties. I need more gingko biloba and less tequila.
     Reality: Wait a minute---have I had two margaritas, or three? How can I cut back on drinking if I can't remember my resolutions by the time I've had my second drink?

Get More Sleep:
     Resolution: I'm going to get to bed earlier instead of staying up late every night to watch Netflix.
     Reality: I'm only going to watch one more episode of Downtown Abbey and then I swear I'm going to bed.

Spend Less time On The Internet
     Resolution: Social media is a time-suck. I'm going to deactivate all my accounts and focus on socializing with my real friends, not the ones who live inside my computer.
     Reality: I need to see the latest food porn photos on Instagram and Facebook to find out what my friends are eating for lunch. Hopefully Pinterest has some clever recipes for deconstructed tuna casserole since I'm obviously not going to have time to cook tonight.

     I've accepted the fact that I suck at keeping New Year's Resolutions. For this reason, I'll be happy to raise my glass when the ball drops and toast to a future filled with long naps, Netflix, and maybe a llama or two.

Wednesday, December 30, 2015

New Year's Eve On A Budget



     Throwing a New Year's Eve party does not have to completely drain your budget, especially after you have spent big on Christmas presents and all of the trappings of the holiday season... You can save money on the decorations by using coupons for Target and there are a number of other money savings tips that you can make use of to ensure a rocking New Year's Eve shindig, without going over your budget, so read on to learn more!

1. Send E-vites

One of the most common ways that party throwers end up blowing money that could be better spent elsewhere is by doling out for fancy invitations that will be sent by snail mail. However, most people do not even bother looking at them and if they do, they are placed in the garbage moments after. Use Evite or Paperless Post, so that you can get the word out about your party quickly and efficiently.

2. Create Your Own Playlist

Music has never been more accessible and making a party playlist has never been easier, yet people still spend large amounts of money on special CDs for their New Year's Eve party. When you are looking to set the party off right, why not trust your own musical instincts? Just make sure that you have something louder than your smartphone to play music off of. Use a bluetooth speaker if necessary and you can head to Spotify or Pandora to make your list of jams. Just try not to impress anybody with your amazing taste and keep the selections current and fun.

3. Serve Dessert

News flash: people are not coming to your party for a free dinner. They want to get the drink on, dance and have fun. Providing some dessert is a great idea and if your party is starting after 8 PM, it is reasonable to expect people to eat at home prior to arrival. This allows you to save big bucks on purchasing and preparing food. Focus your energy on procuring basics and keeping the party going!

4. Keep Favors Simple

There is no law that requires you to hand out party favors. If the budget's tight, you can skip this part, no questions asked. If not, you can make your own paper plate shakers or even your own do it yourself confetti poppers. You can head on, for example, to The Centsible Life for more advice on how to put together amazing things without spending much.

5. Plan Activities As A Group

To give your party a boost of energy (without wrecking your budget), you can download 99 cent apps like Heads Up that let you play games as a group. Or you can gather props from all corners of your home, use a big sheet of paper to make a silly backdrop, grab a disposable camera and boom – your very own New Year's Eve photo booth!

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