Sunday, August 25, 2024

The Importance Of Getting Life Insurance For Peace Of Mind In The Future


If you don't have life insurance yet, now is the time to consider it---and some companies offer instant life insurance! Signing up for it isn't as hard as you may think but it's crucial for your future. Why? It helps your family cover financial burdens after you are gone. These expenses include funeral costs, medical bills, or other outstanding debt such as a mortgage. Essentially, it replaces lost income for the surviving spouse and covers future living expenses. Knowing that your loved ones will be taken care of once you're gone will also give you peace of mind. 

There is a wide range of life insurance policies available, including instant life insurance, so it's important that you do your research before purchasing a plan that is right for you. First, look at your monthly income, expenses, and debts. Calculate what money you have left after monthly bills are paid to see what payment plan works best for your family. Secondly, decide on what type of coverage you need. For example, do you have a mortgage payment, a child's college education to pay, or a personal/business loan debt? Lastly, choose which type of policy will provide exactly what you need. 

Keep in mind that the older you are at the time of buying life insurance, the higher the premium. For this reason, you should consider purchasing a plan while in your 20s and still healthy--or by the time you have people dependent on you, such as a spouse and children. They are the reason you need life insurance---and some policies also cover funds to hire a caretaker if small children are involved. 

It's never too late to prepare for the unexpected. Consider speaking with a financial planner who can asses your situation for the most affordable policy. Once you find the perfect plan, you can rest easy knowing your family will be financially comfortable for years to come.

DISCLAIMER: Please know this partnership is between Responsival and my blog, Menopausal Mother. 

Friday, August 23, 2024

Fly On The Wall With An Expanding Family

Welcome to another edition of Fly On The Wall group blog postings hosted by Karen of Baking In A Tornado. Today there are three of us inviting you into our homes to see what a nosy fly might see if he was buzzing around our houses. 


The fly is still sweltering over here in sunny south Florida and Lucy, our RV, is in resting mode while we wait out the hurricane season. Thankfully, summer is winding down, and pretty soon we'll start seeing fall decorations (pumkin spice, here I come!). But I can't complain---the past few months have been fun for us. We've been hanging out with friends, neighbors, and family whenever we can and making the most of our time together. 

But the best news is WE ARE EXPANDING OUR FAMILY!! My son Jared and his wife Kay are expecting another baby in February, and we are overjoyed! This will be grandbaby #5 for us. We have 2 girls and 2 boys.....what will this one be? I say keep 'em coming----one can never have too many grandbabies!


It's hard to believe that next week marks 13 years of blogging for me. Meno Mama has come a long way since that first blog post (and I'm pretty much over my menopause journey), but I thought you might get a kick out of reading that original blog posted on August 27, 2011. Here's the link: http://www.menopausalmom.com/2011/08/first-menopausal-moment.html  


I'm using photos from this beastly hot month to show you what the nosy fly watched us do while we were sweating and running up our A/C bill (plus eating way too much Heath Bar rum cake for Mac's 68th birthday celebration!):




Lastly, embrace this quote from the Dalai Lama because it is SO TRUE: "Just one small positive thought in the morning can change your whole day!"

***WANT MORE MENO MAMA? Check out my latest column for Yahoo Life on seniors and loneliness HERE Over at AARP/Experience Counts, read my latest article on exotic pet ownership HERE And then on AARP/The Girlfriend I have 2 foodie articles up---one on easy make-ahead meals that you can read HERE and another on what do make with leftover chicken HERE.

That's a wrap! Now go see what the fly has been up to at these houses: 

Baking In A Tornado                                https://www.BakingInATornado.com

                                

On the Border                                         https://dlt-lifeontheranch.blogspot.com/



Friday, July 26, 2024

Finding Out You Are Not Your Mother (When It Comes To Menopause)

Everyone has always said that I am my mother's child due to our similarities---we have similar features, the same sense of humor, we both love cooking and we try to keep a positive attitude when life throws us curveballs. I'm sure many of you have heard the same about your own mothers. As the saying goes---like mother, like daughter! But this is not always the case, especially when it comes to menopause and the phase right before menopause, known as perimenopause. With menopause, there's a good chance that you might be dancing to the beat of a different drummer since no two women experience (or adapt to) menopause symptoms in the exact same way.

For me, the worst part of menooause was the hot flashes and night sweats that kept my from a good night's sleep. I'd wake up tired and fatigued all day. But not all of my friends experienced the same side effects of menopause; some of the luckier ones had little to no symptoms and were over menopause within a year. Not me---it has been many years since I started menopause and I'm STILL dealing with some of the uncomfortable symptoms.

 

Like me, you may be asking yourself why your body isn't responding to the change of life the same way your mother's did. After all, you carry 50% of her genes. But it doesn't work that way. Many other factors play a role in your perimenopause and menopause experience---such as your environment, your physical and mental health, and your lifestyle. For this reason, it’s important to pay attention to (and understand) the changes you may be experiencing so that you can navigate your own menopausal journey.


While a majority of women 55+ report being aware they’re in menopause, women under 45 are most likely to deny they are perimenopausal. This is because 90% of women aged 35-65 have experienced at least one symptom that could be attributed to perimenopause or menopause, with the average woman claiming they have experienced at least six of the symptoms!



So how do you know?

Menopause isn't just about the hot flashes your mom and her friends complained about. 

 

Once the first symptoms appear, you're in the early stages of change known as perimenopause. This is the phase before menopause when your ovaries gradually produce less estrogen and your periods become irregular. This might cause symptoms such as fatigue, irritability, occasional sleeplessness, mood swings, weight gain, and stress – which can all be related to hormonal changes.


You are in full-on menopause once you've gone 12 consecutive months without a period and still experience symptoms similar to perimenopause. Both perimenopause and menopause can be uncomfortable and disruptive, creating what is known as a symptom cycle – where sleeplessness contributes to low energy which in turn contributes to mood swings. It's a constant cycle that goes around and around. 



Understand Your Symptoms & Solutions

Having been through all of this (and still experiencing some of it), my best suggestion for you is to listen to your body and check your symptoms (you can find out by taking this easy, 2-minute quiz!). While your perimenopause and menopause journey is absolutely your own (and may be very different than what your mother went through or what your same-age friends are going through now), it's important to know that you’re not alone and that there are ways to take back control of your life. The good news is that help is on the way with Amberen!


I recently discovered a new dietary supplement called, Amberen®Energy Mood Sleep Gummies  That is a game changer with menooause. It’s a gummy made to address the uncomfortable symptoms caused by hormonal changes during perimenopause and menopause.* The key ingredient is Pycnogenol®, an extract of French maritime pine bark, which is nature's super ingredient that has antioxidant properties and provides relief from common symptoms like occasional sleeplessness, mood swings, fatigue, hot flashes, and night sweats.

 

Pycnogenol has been clinically tested and used in health and wellness products for the past 40 years and does not affect estrogen levels. To learn more, check out Amberen.com.


Take Action


Women’s healthcare and technology has advanced ten-fold since our mothers went through menopause---THANKFULLY! But it's up to you now to discuss your personal perimenopause and menopause journey with friends, family, and your doctors. They will help you learn about the different treatment options available and about solutions like Amberen Energy Mood Sleep to help address this uncomfortable symptom cycle. If you're tired of menopause, it's time to take control of this natural transition that every woman experiences at some point in her life.


My advice? You deserve to feel like YOU while going through menopause or perimenopause – not your mother, so start taking the steps now to help take back control of your life!

 

 

***These statements have not been evaluated by the FDA. This product is not intended to diagnose, treat, cure, or prevent any disease.

‡‡In a clinical trial of perimenopausal women.

Pycnogenol® is a registered trademark of Horphag Research.

References

[1] Flow Strategy conducted the menopausal study on behalf of Amberen using an online omnibus survey of n=1,002 U.S. women ages 35-65. This survey was conducted from January 18 to January 20, 2024.











Friday, July 19, 2024

Fly On The Wall Where The Superflies Roam

Welcome to another edition of Fly On The Wall group blog postings hosted by Karen of Baking In A Tornado. Today there are three of us inviting you into our homes to see what a nosy fly might see if he was buzzing around. 

The flies around here are enjoying our company even though we are sweltering in this Florida heat. I was tempted to hand out fly swatters at our neighborhood 4th of July party because those buggers were relentless when the BBQ was brought to the table.


We're still camping every few weeks despite this interminable heat, but the problem is that the flies also love camping---especially near the RV sewer drains (gross, I know). They've been following us everywhere even though we go through the numerous cans of bug spray we pack. I think they must be a new breed of superfly that's immune to poison. It's bad enough we have to worry about bears on our camping trips, but FLIES?? I need one of those electric zapper things to hang from the RV. And the mosquitoes? Don't even get me started..... 


Here are some snippets of conversation the superflies overheard while we were sweating and swatting at them:


"Why are there SO MANY FLIES inside the RV?"
"It's the outdoor drain---the poop tube---that attracts them."
"But most of them are circling around YOU. When was the last time you showered?"
"I don't remember, but I did flush out the poop tube today."
"Oh my God, it's you! Flies know stink when they smell it. Go take a damn shower!"


"I like this battery-operated wrinkle diminisher you bought. If I use it every day, I should see results over time. "
"Uhhhh....with your amount of wrinkles, it's going to run out of batteries long before you see any results."



"Look at all these birds! So many different types---but I don't know what the difference is between a finch and a sparrow."
"The spelling...."



"Your phone doesn't get good internet when we're in the woods, and my phone doesn't take good pictures. Our cells need to link up and make a baby so we can get the perfect phone that takes good pictures AND has good internet."
"That's not going to happen because my phone has a low sex drive and yours has ED."


"I really want to get that tattoo we discussed---Be Humble, Be Grateful."

"As much eating as we've been doing lately on these camping trips, you need to change that saying to Be Humble, Be Fatful."



"Fast food chicken nuggets are so gross. You never know exactly what's in them. There could be human parts in there, for all we know!"
"Remind me the next time I pull up to the takeout window at McDonalds to ask for their 6-piece cadaver nuggets."



"You know how I know I'm getting older?" 
"Ummmm....do you have 30 minutes?"
"No---but when I was younger, I carried condoms in my wallet. Now I carry bandaids instead." 


"Why won't you ride the mechanical bull?"
"Because you know what happened the last time I tried. I fell off and wrenched my shoulder."
"But it was so funny! Come on, try again!"
"No way. With my luck, I'll fall this time and permanently injure my back." 
"Your point?"
"My point is that I'm not going to hurt myself just for your amusement."
"But you promised you'd make me laugh at least once every single day we were married."
"Remind me---what's the name of that divorce lawyer you said you're friends with on Facebook?"

I don't see any mechanical bulls or campground showers in my husband's future, but I'm working on getting him that FATFUL tattoo for his arm.... 


***WANT MORE MENO MAMA?? Check out my latest column for Yahoo Life on my preference for younger friends (you can read it HERE ). I have 2 new articles up on AARP/The Girlfriend: Something That Spices Up My Marriage ( HERE ) and some easy appetizer recipes ( HERE ). Over on AARP/The Ethel, I have a new piece up on my favorite summer BBQ recipes that you can read HERE

Now hustle over to Karen and Diane's blogs to see what the nosy fly overheard at their houses!

Baking In A Tornado                                https://www.BakingInATornado.com

                                

On the Border                                         https://dlt-lifeontheranch.blogspot.com/


Friday, June 21, 2024

Fly On The Wall In A Summer Monsoon

Welcome to another edition of Fly On The Wall group blog postings hosted by Karen of Baking In A Tornado. Today there are four of us inviting you into our homes to see what a nosy fly might see if he was buzzing around. 

The flies in Florida were frantic last week when we were hit with a deluge of rain---a monsoon that I was certain would make our entire state break free from the U.S. and sink into the ocean. In fact, there was so much rain that we had to reschedule one of our camping trips when the RV park turned into a mud pit. I'm actually camping right now (storms are finally gone) at the beautiful Fisheating Creek Outpost and life is good (especially since I can still get internet out in the boonies!). We're getting the hang of this whole RV thing, starting with our first adventure with Lucy last month (and the lions!)---which I wrote about in May's Fly On The Wall post. We also went to Blue Spring State Park a few weeks ago and have more RV trips lined up throughout the rest of the year (cheers to senior discounts and cheap vacations!!). And YES, we are still carrying on the funny mumu tradition that started on that first trip. 




It has been a busy month with family and friends, and the fly has seen it all---preschool graduations, birthday celebrations, our local "Downtown Untapped" festivities (always cool to see neighbors, relatives, and FB friends come out to the monthly event), and a great, heart-warming Father's Day that I think made the big guy feel special. **In honor of Father's Day, I'm sharing lots of photos of my better half  (and the funny inspiration behind most of my FOW blog posts)!
 

The nosy fly has also been privy to some weird conversations during our camping trips, and as always, our discussions center on food and being overweight. Yeah, I'm seeing a connection there.....




"I swear, food always tastes better when you grill it at a campsite. The salmon was delicious!"
"It was too good--I ate so much it feels like the salmon are spawning in my belly."


"Did you forget to empty the RV trash can?"
"No, I just chose to ignore it."
"Then take yourself out with the trash."
"I can't fit into the trash can. I'm too fat"
"Well, that makes you the perfect size for their 'Bulk Trash' pickup."



"You were moaning in your sleep again last night and thrashing around so much that the RV was shaking. Were you having a bad dream?"
"No, but I was dreaming that I was climbing up a long set of stairs. That moaning you heard was me being out of shape and wheezing."


"I'm so full from lunch!"
"Yes, it takes a while to digest heavy, cream soups."
"Awhile? More like three weeks!"



"How's your diet going, Mac?"
"Not good. Pretty soon I'll be added to the McDonald's menu as the new BIG MAC."
"Awww....come on, you don't need to diet..."
"You're just trying to fatten me up so you can outrun me in the woods if we come across a bear." 


"We have to be careful not to add too much extra weight to the RV while we're driving---it's a harder strain on the truck to pull it."
"Then maybe you should jump out and walk."


"Old people drive me crazy!"
"WE are the old people."
"Okay, maybe it's just YOU who drives me crazy."


Hubs does drive me crazy, but he's my ride-or-die on our camping adventures, so I think I'll keep him around for a while.... and also because he's the one carrying the bear spray.... 



*****WANT MORE MENO MAMA? Catch my latest for AARP/The Ethel on delicious foods to pack in your summer picnic basket HERE . For this month's column for Yahoo Life I wrote about late-in-life marriages. If you watched "The Golden Bachelor," you'll get a kick out of my latest article . Lastly, for AARP/The Girlfriend, I wrote about the top state parks to visit this summer with family, and you can read it HERE  .

Now buzz around these other homes and see what the fly discovered this month!


 Baking In A Tornado                                https://www.BakingInATornado.com


On the Border                                         https://dlt-lifeontheranch.blogspot.com/

 

What TF Sarah                                      https://crazymamallama.blogspot.com  




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