Menopausal Mother

If you don't have life insurance yet, now is the time to consider it---and some companies offer instant life insurance! Signing up for it isn't as hard as you may think but it's crucial for your future. Why? It helps your family cover financial burdens after you are gone. These expenses include funeral costs, medical bills, or other outstanding debt such as a mortgage. Essentially, it replaces lost income for the surviving spouse and covers future living expenses. Knowing that your loved ones will be taken care of once you're gone will also give you peace of mind. 

There is a wide range of life insurance policies available, including instant life insurance, so it's important that you do your research before purchasing a plan that is right for you. First, look at your monthly income, expenses, and debts. Calculate what money you have left after monthly bills are paid to see what payment plan works best for your family. Secondly, decide on what type of coverage you need. For example, do you have a mortgage payment, a child's college education to pay, or a personal/business loan debt? Lastly, choose which type of policy will provide exactly what you need. 

Keep in mind that the older you are at the time of buying life insurance, the higher the premium. For this reason, you should consider purchasing a plan while in your 20s and still healthy--or by the time you have people dependent on you, such as a spouse and children. They are the reason you need life insurance---and some policies also cover funds to hire a caretaker if small children are involved. 

It's never too late to prepare for the unexpected. Consider speaking with a financial planner who can asses your situation for the most affordable policy. Once you find the perfect plan, you can rest easy knowing your family will be financially comfortable for years to come.

DISCLAIMER: Please know this partnership is between Responsival and my blog, Menopausal Mother. 

Welcome to another edition of Fly On The Wall group blog postings hosted by Karen of Baking In A Tornado. Today there are three of us inviting you into our homes to see what a nosy fly might see if he was buzzing around our houses. 

The fly is still sweltering over here in sunny south Florida and Lucy, our RV, is in resting mode while we wait out the hurricane season. Thankfully, summer is winding down, and pretty soon we'll start seeing fall decorations (pumkin spice, here I come!). But I can't complain---the past few months have been fun for us. We've been hanging out with friends, neighbors, and family whenever we can and making the most of our time together. 

But the best news is WE ARE EXPANDING OUR FAMILY!! My son Jared and his wife Kay are expecting another baby in February, and we are overjoyed! This will be grandbaby #5 for us. We have 2 girls and 2 boys.....what will this one be? I say keep 'em coming----one can never have too many grandbabies!

It's hard to believe that next week marks 13 years of blogging for me. Meno Mama has come a long way since that first blog post (and I'm pretty much over my menopause journey), but I thought you might get a kick out of reading that original blog posted on August 27, 2011. Here's the link: http://www.menopausalmom.com/2011/08/first-menopausal-moment.html  

I'm using photos from this beastly hot month to show you what the nosy fly watched us do while we were sweating and running up our A/C bill (plus eating way too much Heath Bar rum cake for Mac's 68th birthday celebration!):

***WANT MORE MENO MAMA? Check out my latest column for Yahoo Life on seniors and loneliness HERE Over at AARP/Experience Counts, read my latest article on exotic pet ownership HERE And then on AARP/The Girlfriend I have 2 foodie articles up---one on easy make-ahead meals that you can read HERE and another on what do make with leftover chicken HERE.

That's a wrap! Now go see what the fly has been up to at these houses: 

Baking In A Tornado                                https://www.BakingInATornado.com

                                

On the Border                                         https://dlt-lifeontheranch.blogspot.com/